McKay Insurance
Products
Tailored to Your Individual Needs and Goals
It's important to protect the things that matter to you in life. Without protection, you and your family are left in a risky, vulnerable position in the world. It's part of the reason insurance is required to register a car or purchase a home - the risk exposure on something you owe money on can be detrimental to your family financially. But that safety net doesn't need to be (and should not be) financially draining on you. What good is financial protection if the cost of it is hitting your finances heavily now?
This is where we shine like the stars we are - bringing you premier insurance coverages to manage the risks in your life at competitive, affordable rates. Insurance is not a cookie-cutter industry. The needs of people vary significantly, and you need someone who has your best-interest at heart to make sure you have the coverage you need for a sound peace of mind.
We can be that someone for you.
Personal Insurance
- Personal Auto
- Motorcycles
- Boats
- Personal Umbrella
- Homeowners
- Renters
- Landlords
- Flood
Business Insurance
- Commercial Auto
- Commercial Liability
- Commercial Property
- Commercial Umbrella
- Worker's Comp
- BOP Coverage
- Specialized Liability
- Builders Risk
This little blurb goes hand-in-hand with the one for Personal Insurance above. Owning a business brings it's own risk exposure into the equation, and truly magnifies the extent protection that you need to protect your business and yourself. If a business has property, it's likely pretty valuable and might not be fun to even try to cover out of pocket.
Your business doesn't need to own property to have an insurable risk - liability is always lurking, waiting for an opportunity to strike. Bodily injury to someone (clumsy suppliers making deliveries that don't read signage), or damage to someone else's property (employee makes an uh-oh in a customers home) are not things you want to worry about paying for out of your business income.
As with Personal Insurance, the needs of a business insurance-wise vary significantly across industries and fields. You have a business to run - you should not need to worry about what types of risks you have protection against and which types of risks you are exposed to. That is someone else's job.
That can be our job.
